Four steps to your keys.
Check you qualify
Two minutes on your phone. Tell us your rent and your income.
Send your documents
Your Ghana Card, proof of income and the home you want. We verify the property.
Receive your year's rent
Once you're approved and you've signed, we send the rent to you, and you pay your landlord.
Repay monthly
By MoMo or bank transfer, with a reminder before every due date.
Check your eligibility.
See if you qualify in 30 seconds. Enter what you earn and what your rent is. It doesn't commit you to anything.
- 01Rent up to 30% of your income is our guideline.
- 02You get an answer straight away.
- 03Apply in about five minutes if you're eligible.
An estimate. We confirm eligibility from your documents.
The whole price, up front.
Rent financing costs money, and you should know exactly how much before you apply. This is the full cost: 3% of the amount a month, and a one-off processing fee. Nothing is added later.
- You see every instalment, with its date and amount, before you sign.
- Once 3 instalments are paid, you can settle early and pay only 50% of the interest for the months you skip.
- A late fee applies after a 7-day grace period, and default interest if an instalment stays unpaid. We remind you before every due date.
The processing fee is taken from the amount we send you.
What our clients say.
All reviews are checked by our team before they're published.
Who you're dealing with.
You're trusting us with a year of rent. Here is who provides it, how your account is kept safe, and how to reach a person.
Lending through a partner
Your financing is provided by our lending partner, who is named in your contract. We arrange it, and we look after your repayments.
Your details, protected
You sign in with a one-time code, so there is no password to steal. We will never ask for your MoMo PIN, or for the code we send you.
Real people you can reach
Email hello@afiewura.com, or talk to us here on the site. Tenants can message us from their account too.
Landlords and employers, too.
Fill your property with tenants who can pay the year.
List your place with us. Tenants who come through Afiewura are verified, and arrive with a year's rent to pay you.
List your propertyHelp your staff with the hardest part of moving.
Offer rent financing as a staff benefit. Your people get a year's rent up front, and repay monthly.
Partner with usYour plan, in your pocket.
See what's paid and what's next, pay by MoMo in a tap, and get a reminder before every due date. The app is in testing on Android now.
Ask to join the Android testOr email hello@afiewura.com
Frequently asked, plainly answered.
We give you a year's rent up front, so you can pay your landlord and move in. You then repay us in monthly instalments, by MoMo or bank transfer.
3% of the amount financed per month, plus a one-off processing fee: GHS 100 for amounts below GHS 10,000, and 1.5% at or above it. The fee is taken from the amount we send. You see every instalment before you sign, and nothing is added later.
You do. We send the rent to you so you can pay your landlord, and we ask you to confirm it has arrived.
Anyone in Ghana with a steady income and a Ghana Card. Your annual rent should be within 30% of your annual income, so the monthly repayments stay comfortable.
Your Ghana Card, proof of your income and employment, and the details of the home you want to rent. You upload everything online.
The application takes about five minutes online. We then check your documents and the property, and email you as it moves forward.
Your annual rent divided by your annual income. We keep it within 30% so that financing your rent doesn't leave you in a tighter spot than paying it yourself would.
Yes, once 3 instalments are fully paid. You pay what is left of the amount financed, plus 50% of the interest for the months you skip.
We remind you before every due date. After a 7-day grace period a late fee applies, and default interest is charged if the instalment stays unpaid. If you can see a problem coming, tell us early: we can agree a payment plan.
No. Afiewura is a technology platform and does not take deposits. Your financing is provided by our lending partner, who is named in your contract; we arrange it and look after your repayments.
Ready to move?
Check if you qualify in 30 seconds, and see the full cost before you decide.
Check if you qualify
